Fresno California lawyers - attorneys legal directory
Are Legal Plans the Right Choice for You?
A prepaid legal plan is a scheme based on the payment, in advance, of a set
price to settle the cost of providing future legal services to the members
enrolled in the scheme. They vary in cost, extent of legal coverage provided,
and the way the legal services are provided. We will look at the varying types
of pre-paid legal plans available in the United States and how to enroll into
them.
An individual pre-paid legal plan is readily accessible to the general public.
There are two types of individual plans: access and comprehensive.
An access
pre-paid legal plan is the most basic plan. It is designed to give easy access
to lawyer and a set of simple legal services for a low cost. Basic services
provided include unlimited toll-free phone access to your attorney for
consultation and advice, brief office consultation, letters written by the
lawyer on your behalf, and the drafting or review of simple legal documents.
More difficult legal issues not covered will be subject to an hourly or flat
rate negotiable with your provider.
The comprehensive plan goes beyond basic
legal services, to offer more complex
and comprehensive coverage for a premium in cost. In general, all the benefits
of an access plan are provided at no cost to you, plus a broader range of
services like drafting complicated legal negotiations with adverse parties,
documents, legal representation in court cases such as divorce and custody
battles. They also cover all the fees involved in a legal litigation.
Comprehensive plans generally start at $300 per year and are most beneficial to
middle-class families.
A group legal plan is typically sponsored by an organization as a fringe benefit
to its members. The lawyer or law firm contracted provides free or low-cost
legal coverage to all members of the sponsoring organization. Employers, labor
unions and even universities are now increasingly offering group legal plans to
enhance the value of their benefits package and reduce the cost of
administrative burden. Law firms are contracted to provide participating members
telephone and office consultation for their most frequently needed legal
matters. These typically include: document preparation and review, debt,
preparation of wills and trusts, real estate matters and family law.
Further legal coverage can be contracted according to a fee schedule, negotiable
between the provider and plan sponsor, and publicized to participating members.
Click the link below to return to:
Fresno California lawyers - attorneys legal directory
